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	<title>Comments on: Some interesting viewing&#8230;</title>
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	<link>http://www.moral-flexibility.net/blog/archives/2008/05/17/some-interesting-viewing/</link>
	<description>The ramblings of a zombocalypse ready, hoplophile Canuck.</description>
	<pubDate>Fri, 21 Nov 2008 05:02:56 +0000</pubDate>
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		<title>By: Matti</title>
		<link>http://www.moral-flexibility.net/blog/archives/2008/05/17/some-interesting-viewing/#comment-70949</link>
		<dc:creator>Matti</dc:creator>
		<pubDate>Sun, 18 May 2008 13:49:06 +0000</pubDate>
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		<description>The American 'Center for Responsible Lending' did a statistically valid survey of credit card debt   a couple of years ago and found that significant structural problems in the US economy (including the reduced regulation of lenders) were primarily responsible for the accumulation of personal credit card debt.  

Their findings largely debunk the 'spendthrift' assumption underlying a lot of the current discussion and are worth reviewing ...
http://www.responsiblelending.org/pdfs/DEMOS-101205.pdf

Does anyone else find it ironic that Dave Ramsey's website accepts credit cards for his (expensive) 'helpful' materials?</description>
		<content:encoded><![CDATA[<p>The American &#8216;Center for Responsible Lending&#8217; did a statistically valid survey of credit card debt   a couple of years ago and found that significant structural problems in the US economy (including the reduced regulation of lenders) were primarily responsible for the accumulation of personal credit card debt.  </p>
<p>Their findings largely debunk the &#8217;spendthrift&#8217; assumption underlying a lot of the current discussion and are worth reviewing &#8230;<br />
<a href="http://www.responsiblelending.org/pdfs/DEMOS-101205.pdf" rel="nofollow">http://www.responsiblelending.org/pdfs/DEMOS-101205.pdf</a></p>
<p>Does anyone else find it ironic that Dave Ramsey&#8217;s website accepts credit cards for his (expensive) &#8216;helpful&#8217; materials?</p>
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		<title>By: Thomas Smith</title>
		<link>http://www.moral-flexibility.net/blog/archives/2008/05/17/some-interesting-viewing/#comment-70928</link>
		<dc:creator>Thomas Smith</dc:creator>
		<pubDate>Sat, 17 May 2008 18:59:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.moral-flexibility.net/blog/?p=766#comment-70928</guid>
		<description>I've been a Dave Ramsey devotee for a while now. I am currently trying to get back on the bandwagon despite sub standard wages and a subsequent dip back into debt. I recommend his program for everyone, and I hat tipped you for this link. Thanks.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been a Dave Ramsey devotee for a while now. I am currently trying to get back on the bandwagon despite sub standard wages and a subsequent dip back into debt. I recommend his program for everyone, and I hat tipped you for this link. Thanks.</p>
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