Nov 28 2008
Do you have a moment for our survey?
The other night the phone rang after 8:00pm, a scrambled phone number showing on the caller ID. “Great, another telemarketer using VOIP…lovely” thought I to myself as I braced myself for another helpful denial session…
I don’t ignore telemarketers, I figure they owe me some entertainment for the intrusion, so I simply answer the call and tell them that I don’t use the product they’re selling.
Credit cards? Don’t believe in them.
Car Insurance? I don’t drive.
Lawn care? I don’t have grass.
Duct cleaning? No ducts.
Cheap long distance rates? Nope, no phone..sorry.
You get the idea. With the more persistant ones I transition to inquisitive, asking them questions about the item the product is intended to be for, and ducking all efforts to discuss the product itself. The downside of course is that this technique requires effort, but I figure the time I waste is time they’re not bugging someone else.
This call was different. A survey on finances? Loans, lenders and banks? This is a survey I was going to enjoy. I denied almost all knowledge about anything financial, but threw in some nonsense to skew the results, and took a moment to bash CitiFinancial for their 30% rates (I know this one, I just paid off my loan with them - initiated specifically to improve my credit report, and taken with completely open eyes and it still irritated me to think of the money they charged).
Meh… truthfully, there was nothing on TV anyway.
Yeah, but … CitiBank needs those 30% rates - otherwise they’d never make any money! Hmmm … on the other hand, CitiBank seems unable to make money even at those rates.
“Rescuing Citi requires one to bite hard. Citi’s cowboy ethic has made it a primary enabler of every financial crisis, from the Crash of ‘29 to playing handmaiden to the financial engineers at Enron Corp. and WorldCom Inc. to spreading the contagion of subprime junk mortgages worldwide. Citi has repeatedly been bailed out of its messes with public money.”
http://www.thestar.com/Business/article/545033